Layer2 as the new default "layer" for users within the Ethereum ecosystem: Onboarding users from fiat into payment channels, where all the interesting commerce happens, today is a truly dreadful experience: First the user has to onboard into the underlying blockchain, which often demands navigating exchanges, gas fees, and blockchain propagation delays. Only then can they onboard into the payment channel by moving their assets into a smart contract: more gas fees, more propagation delays, and more steps to perform. In some cases this can take hours. Kchannels, however, can accommodate on-ramps as users within the deployment directly: they are just another user to us. With our long-lived channels, final transactions, and guaranteed assets, any user can onboard themselves into Kchannels in seconds, often with just a few clicks/taps, and be ready to transact with anyone both on the Ethereum blockchain, and within the Kchannels deployment. With an on-ramp set up as a service within Kchanenls, the process is no different than setting up a coffee card, and a user is immediately enabled to transact with anyone! And, of course, they are still free to exit into the underlying blockchain, or back to fiat, should they ever choose to do so.